Terms & Conditions

Legal Statement

Dear customers, please read the details set out below carefully before using this site. Anyone accessing this site is bound by the following terms and conditions, notes and disclaimers. So you are expected to read it carefully before arriving at any decision.

All these benefits are available on the condition that you keep up payments. If you fail in making the payments, then your house is at risk as you can lose it to the lender.

All written quotations are given on request.

Typical example: £10000 x 60 months = £214.58 per month. Total £12874.80 APR 10.9% Loans secured on property.

All the Loans are subject to status.

Please read the details set out below carefully before using this website (the "Site"). By accessing this Site, you agree to be bound by the following terms and conditions and disclaimers (the "Terms").

References to 'you', 'your' and 'yours' are references to the person(s) accessing the Site.

References to 'we', 'us' and 'our' are references to www.chanceforloans.co.uk.

TERMS

All our products and services and those of other members of chanceforloans.co.uk are subject to the terms and conditions and disclaimers of the applicable agreement governing their use.

You are expected to read these Terms together with any terms, conditions and disclaimers provided in the pages of the Site. In case of any conflict, the terms, conditions and disclaimers provided in the pages of the Site shall prevail over these Terms.

The information, material and content provided in the pages of the Site may perhaps be changed at any time without notice. We can also institute change to the Terms at any time by simply updating this posting. We expect you to agree to review the Terms regularly and your continued access to or use of this Site will denote that you agree to any changes.

NO OFFER

We don’t offer to sell or buy any financial instruments or any advice with respect to such financial instruments. Our opinion does not form any such offer.

USERS

The Site is currently intended for those who access it from within the United Kingdom. We cannot guarantee that the materials and information posted on this Site will be appropriate for use outside the UK.

You are wholly responsible for use of the Site. Even if any other person is accessing this site using your computer, you must ensure that the person complies with these Terms.

NO WARRANTIES

The following clauses exclude or limit our legal liability for the Site. You should read them carefully.

We have taken even-handed steps to ensure accuracy, prevalence, availability, and completeness of the information on the Site; information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied.

We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

The use of the Site is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the Site to the maximum extent permitted by law.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.

THIRD PARTY SITES AND WARRANTIES

Where we provide hypertext links to other locations on the Internet, the sole purpose is to facilitate the exchange of information. We are not responsible for the content of any other websites or pages linked to or linking to this Site. Such sites are not verified by us. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in any other way in connection with the links. Moreover, links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.
No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site.

INTERNET E-MAIL

Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to us or any message sent by us to you over the Internet.

TRADE MARKS AND COPYRIGHT

Copyright of the pages screens, information and material in their arrangement included in this Site is owned by or licensed to Chance For Loans, unless otherwise noted. You may print, copy, download, or temporarily store extracts from our Site for your personal reference or when you use our products and services. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular, you may not use a part of our Site on any other website, or link any other website to our Site, without our prior written permission

DATA PROTECTION

We may as a result of your interaction with the Site hold and process personal information obtained about you when you access the Site and use it for servicing our relationship with you, for the purposes of fraud prevention and debt collection, to understand your financial needs, to conduct our business and to provide you with better customer services and products from both within chanceforloans.co.uk and those of selected third parties, to evaluate the effectiveness of our marketing of the Site and for statistical analysis. We may pass this information to other members of the chanceforloans.co.uk group or agents, as permitted by law so that they may do the same and they may pass information held by them about you to us so that we may do the same. We will not disclose any such information outside of the Chance For Loans group except to prevent fraud and/or if required/obliged by law or Governmental or judicial bodies or agencies or to our regulators under proper authority, or under a strict code of secrecy to sub-contractors or persons acting as our agents, or where we have your consent or have previously informed you.

We may also, in connection with the above and the provision of the Site, transfer your personal data to countries outside the European Union (EU) which may not provide the same level of protection for personal data as within the EU. However, all personal data wherever it is held in the Chance For Loans Group or by its sub-contractors or agents will be afforded a high level of protection against any authorised or accidental disclosure, access, or deletion. By agreeing to these Terms you agree to such data being so used and that it may be transmitted to others as stated above.

GOVERNING LAW

The Terms are governed by and interpreted in accordance with the laws of England and Wales and the courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute, which may arise.
Your use of the Site

You may not use the Site for any purpose which is unlawful, abusive, libellous, obscene, or threatening.
Important Notes

The Terms include the Important Notes set out below. It is advisable to read them before using the Site.

The information in this Site is based on our understanding of current law and Inland Revenue practice at the time of going to press. Future changes in legislation, tax levels and practice could affect the information in this Site.
We reserve the right to decline an account application. Our credit facilities are subject to status and our mortgages are also subject to security. With a mortgage or other secured loan a charge will be taken over the property and appropriate life policy (s).